The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of 809 Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Click on any fund in the list to see complete information, including risk and performance analysis.

Category: Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield
AAAFX	American Century One Choice Blend+ 2015 Portfolio	Target Retirement Date	Mar 9, 2021	0.57%	2.95%	—	2.52%
AAAMX	American Century One Choice Blend+ 2020 Portfolio	Target Retirement Date	Mar 9, 2021	0.57%	3.03%	—	2.04%
AAATX	American Funds 2010 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.34%	3.09%	4.92%	3.42%
AABJX	American Century One Choice Blend+ 2025 Portfolio	Target Retirement Date	Mar 9, 2021	0.57%	3.69%	—	2.15%
AABTX	American Funds 2015 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.33%	3.45%	5.28%	3.40%
AABWX	American Century One Choice Blend+ 2030 Portfolio	Target Retirement Date	Mar 9, 2021	0.57%	4.51%	—	1.98%
AACKX	American Century One Choice Blend+ 2035 Portfolio	Target Retirement Date	Mar 9, 2021	0.58%	5.46%	—	2.01%
AACSX	American Century One Choice Blend+ 2040 Portfolio	Target Retirement Date	Mar 9, 2021	0.58%	6.35%	—	1.84%
AACTX	American Funds 2020 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.33%	3.86%	5.70%	3.13%
AADHX	American Century One Choice Blend+ 2045 Portfolio	Target Retirement Date	Mar 9, 2021	0.58%	7.23%	—	1.95%
AADNX	American Century One Choice Blend+ 2050 Portfolio	Target Retirement Date	Mar 9, 2021	0.58%	8.01%	—	1.98%
AADTX	American Funds 2025 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.34%	4.26%	6.42%	2.92%
AADVX	American Century One Choice Blend+ 2055 Portfolio	Target Retirement Date	Mar 9, 2021	0.58%	8.37%	—	1.53%
AAEFX	American Century One Choice Blend+ 2060 Portfolio	Target Retirement Date	Mar 9, 2021	0.58%	8.82%	—	1.89%
AAEKX	American Century One Choice Blend+ 2065 Portfolio	Target Retirement Date	Mar 9, 2021	0.58%	8.78%	—	1.53%
AAETX	American Funds 2030 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.33%	5.33%	7.38%	2.55%
AAFTX	American Funds 2035 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.33%	6.72%	8.43%	2.45%
AAGTX	American Funds 2040 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.33%	8.07%	9.00%	2.32%
AAHTX	American Funds 2045 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.33%	8.45%	9.19%	2.27%
AALTX	American Funds 2050 Target Date Retirement Fund	Target Retirement Date	Jan 31, 2007	0.33%	8.65%	9.25%	2.17%

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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